Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It offers real estate agent services, title insurance and settlement services, and homeowners insurance services. It also offers home equity lines of credit and closed-end second-lien loans. The company has a strategic collaboration with Coinbase Global, Inc. for the development of token-backed mortgage products. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.
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Better Partners with Coinbase to Offer Bitcoin-Backed Home Loans
Better Mortgage has partnered with Coinbase Prime to expand a new type of home loan that allows borrowers to use Bitcoin as collateral for their down payment without having to sell their coins. This initiative is part of a residential mortgage program supported by Fannie Mae and represents an industry first, enabling digital asset holders to access home loans without converting their liquidity into cash.
Vishal Garg offers to work for $1 a year to reclaim Better
Vishal Garg, the CEO who abruptly dismissed 900 employees via Zoom in December 2021, was himself abruptly fired this month by Better Home & Finance's board after the company suffered $1.5 billion in losses and a 90% stock price decline. Garg is now offering to work for $1 a year until the company turns a profit, and he wants five of eight board directors and his replacement CEO Daniel Lewis to step aside. He claims support from over 50% of voting shareholders and calls the board's allegations 'bubkus,' while the board has filed a complaint in the U.S. Southern District of New York accusing him of breaking securities laws with misleading statements. Better, which went public in 2023 with SoftBank backing, is now worth $300 million, a 96% drop from its peak.
Better Home & Finance misses adjusted EBITDA breakeven target, guides for Q3 loss
Better Home & Finance reported second-quarter 2026 results and provided third-quarter guidance that falls short of its previously stated goal of reaching adjusted EBITDA breakeven by September. Interim CEO Daniel Lewis said the company now expects to miss that target, citing a muted refinancing environment and uncertain timing of partnership launches. For Q3, Better guided for loan volume of $1.375 billion to $1.525 billion, total net revenues of $49 million to $52 million, and an adjusted EBITDA loss of $18 million to $15 million. The company also announced annual cost savings are now expected to exceed $45 million, well above the original target of $25 million. Q2 loan volume grew 38% year-over-year to $1.67 billion, and total net revenues increased 28% year-over-year to $54.7 million, while the adjusted EBITDA loss was $14 million, which included a one-time $6.5 million trade reserve release.
Holzer & Holzer Investigates Better Home & Finance Over Securities Law Compliance
Holzer & Holzer, LLC announced an investigation into whether Better Home & Finance Holding Company complied with federal securities laws. The investigation follows Better's May 7, 2026, first-quarter earnings release and second-quarter guidance, during which the CEO stated that expected funded loan volume of approximately $1.65 billion represented roughly 37% year-over-year growth, slower than originally anticipated, and that the company's $1 billion monthly funded volume target would likely be deferred. On this news, the company's stock price dropped. The law firm is encouraging investors who purchased Better stock and suffered a loss to contact Corey Holzer or Joshua Karr to discuss their legal rights.
Law Offices of Frank R. Cruz continues securities fraud investigation into Better Home & Finance
The Law Offices of Frank R. Cruz is continuing its investigation into Better Home & Finance Holding Company for possible violations of federal securities laws. The investigation follows a May 7, 2026 disclosure that the company's target of reaching $1.0 billion in monthly funded loan volume would likely be deferred, causing the stock to fall $12.17, or 28.5%, to close at $30.52 per share. Then on August 3, 2026, the company abruptly named Daniel Lewis interim CEO, succeeding founder Vishal Garg, and the stock fell an additional $9.98, or 36.56%, to close at $17.32 per share on August 4, 2026. Shareholders who lost money are urged to contact the firm to discuss potentially pursuing a claim to recover their losses.
BTIG initiates Better Home & Finance with Buy rating and $36 target
BTIG initiated coverage of Better Home & Finance Holding Co. with a Buy rating and a $36 price target, implying more than 32% upside from current levels. The firm highlighted the company's operational and technological positioning to expand through new strategic alliances, and believes the potential for growth outweighs risks from slower volume scaling. Better recently partnered with Coinbase to fund the first Fannie Mae-eligible Bitcoin-backed mortgage in the United States, with a nationwide launch planned by summer 2026. The product allows borrowers to collateralize Bitcoin and USDC without selling their holdings.
Insider Monkey Lists Five Best Small-Cap Financial Stocks to Buy Now
Insider Monkey has published its list of the five best small-cap financial stocks to buy now. Better Home & Finance Holding Co. received a Buy rating and $36 target from BTIG, implying over 32% upside, and partnered with Coinbase to fund the first Fannie Mae-eligible Bitcoin-backed mortgage. Gold.com Inc. holds unanimous Buy ratings with a median target of $67.25, offering nearly 58% upside, and Canaccord Genuity initiated coverage with a $70 target. Goosehead Insurance Inc. carries a moderately bullish consensus and an 82% upside potential based on a $64 median target, with UBS reiterating Buy at a reduced $67 target. AGI Inc. saw its subsidiary Agibank upgraded to 'AA.br' by Moody's Local following a stronger credit profile and a 30% year-over-year loan portfolio increase to R$35.5 billion. Strive Inc. leads the list with unanimous Buy ratings and over 94% upside to a $30 median target, having recently added 73 Bitcoin to its holdings, now totaling 19,105 BTC worth over $1.2 billion.