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Bank Ozk

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Price · split & dividend adjusted
News & notes moving OZK
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Bank OZK Could Be 4% Undervalued After Earnings

Bank OZK reported second quarter 2026 results, providing fresh data on earnings, interest income, and loan trends. The stock closed at $50.12, which is about 4.2% below a narrative fair value of $52.33, suggesting a modest undervaluation. The company benefits from population migration and economic growth in Sun Belt regions, supporting expansion in real estate, commercial, and business lending. However, heavy commercial real estate exposure and higher costs from expansion plans pose risks if credit stress or slower loan growth materialize. The stock saw a 1.67% decline on the day and a 5.59% decline over the past week, though the 5-year total shareholder return stands at 45.03%.
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Simply Wall St·34dRead more ▾
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Bank OZK reports second quarter 2026 net income of $163.3 million

Bank OZK announced net income available to common stockholders of $163.3 million for the second quarter of 2026, an 8.7% decrease from $178.9 million a year earlier but a 2.5% increase from $159.3 million in the first quarter. Diluted earnings per common share were $1.49, down 5.7% from $1.58 in the second quarter of 2025 and up 3.5% from $1.44 in the prior quarter. For the first six months of 2026, net income available to common stockholders was $322.6 million, a 7.0% decline from $346.8 million in the same period of 2025, while diluted earnings per share fell 3.9% to $2.93 from $3.05. Chairman and CEO George Gleason highlighted a 1.60% return on assets, a 4.24% net interest margin, and a 39.2% efficiency ratio, along with progress in diversifying the loan portfolio. The bank had $41.7 billion in total assets as of June 30, 2026.
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GlobeNewswire·37dRead more ▾
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SAIC and NetApp go ex-dividend July 10, today is the last day to buy for July payouts

Science Applications International and NetApp both go ex-dividend on July 10, making today the final day to buy shares and qualify for their upcoming quarterly dividends. SAIC will pay $0.37 per share on July 24, while NetApp will pay $0.52 per share on July 29. Bank OZK offers a slightly longer window, with an ex-dividend date of July 13 and a payment of $0.48 per share on July 20, meaning investors must buy by July 10. SAIC recently raised its full-year earnings guidance and trades at a forward price-to-earnings ratio of 10, while NetApp reported a 40% jump in free cash flow to $1.87 billion for its last fiscal year, driven by all-flash storage and its NVIDIA co-engineered AI Data Engine. Bank OZK yields 3.59% and has increased its dividend for eight straight quarters, though its heavy commercial real estate exposure contributed to a nearly 7% share price decline last week.
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24/7 Wall St.·48dRead more ▾
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Bank OZK raises quarterly dividend 2.1% to 48 cents per share

Bank OZK announced a 2.1% increase in its quarterly cash dividend to 48 cents per share, marking its 64th consecutive quarterly dividend hike. The dividend will be paid on July 20, 2026, to shareholders of record as of July 13. The bank also initiated a new $200-million share buyback authorization effective July 1, 2026, replacing a prior $200-million program. Bank OZK maintains a conservative 30% dividend payout ratio and held $1.7 billion in cash against $813.9 million in total debt as of March 31, 2026.
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Zacks Investment Research·54dRead more ▾
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Bank OZK sets July 21 for second quarter 2026 earnings release

Bank OZK announced it will report second quarter 2026 earnings after the market closes on Tuesday, July 21, 2026. Management comments will be released simultaneously with the earnings press release and financial supplement on the Bank's investor relations website. A conference call to take questions is scheduled for 7:30 a.m. CT on Wednesday, July 22, 2026, accessible via webcast or telephone with pre-registration. A replay of the webcast will be archived on the Bank's website for at least 30 days.
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GlobeNewswire·57dRead more ▾
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Bank OZK announces $200 million stock repurchase program

Bank OZK announced that its Board of Directors has approved a stock repurchase program authorizing the purchase of up to $200 million of outstanding common stock. The program has received all necessary regulatory approvals and will become effective July 1, 2026, upon the expiration of the Bank's current stock repurchase program, and will remain in effect through July 1, 2027, unless extended or shortened by the Board. Under the program, the Bank may repurchase shares from time to time at prevailing market prices through open market or privately negotiated transactions. Under the previously approved stock repurchase program that expires on July 1, 2026, the Bank has repurchased 3.89 million shares of common stock for $176.6 million, including applicable federal excise tax, for an average price per share of $45.34.
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GlobeNewswire·58dRead more ▾
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Bank OZK Bullish Thesis Highlights Record Earnings and 25-Year Dividend Growth

A bullish thesis on Bank OZK highlights the regional bank's disciplined execution, record earnings, and 25 consecutive years of dividend increases. The bank increased loans by $2.35 billion, or 7.8%, and deposits by $2.34 billion, or 7.5%, in 2025, supporting higher net interest income and record earnings per share. Management has delivered record EPS for three consecutive years and is targeting another record year in 2026. The bank offers a nearly 4% dividend yield with a payout ratio below 30% and dividend growth exceeding 100% over the past five years. The thesis emphasizes Bank OZK's ability to consistently expand loans and deposits while maintaining strong underwriting standards in commercial real estate and commercial and industrial lending.
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