← Back

Old Second Bancorp Inc

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Price · split & dividend adjusted
News & notes moving OSBC
OSBC

Axos Financial and Old Second Bancorp Recommended, Byline Bancorp Flagged as Underwhelming

StockStory identifies Axos Financial and Old Second Bancorp as bank stocks to consider, while warning against Byline Bancorp. Axos Financial posted 18.6% annual net interest income growth over five years and a 4.8% net interest margin, with earnings per share compounding at 18.1% annually. Old Second Bancorp achieved 21.5% annual revenue growth and 27.4% annual net interest income growth over five years, alongside a 4.9% net interest margin. Byline Bancorp saw 7.1% annual revenue growth over two years, below the typical banking company, with estimated net interest income growth of 3% for the next 12 months and earnings per share growth trailing revenue gains.
StockStory·43dRead more ▾
OSBC

StockStory highlights PJT and Old Second Bancorp as growth picks, flags DHT Holdings

StockStory identifies PJT Partners and Old Second Bancorp as growth stocks with expanding competitive advantages, while DHT Holdings faces challenges. PJT posted 18.7% annual revenue growth over two years and a 27.5% return on equity. Old Second Bancorp achieved 21.5% annual revenue growth over five years and a 4.9% net interest margin. DHT Holdings saw flat sales over five years and a low gross margin of 33.5%.
StockStory·54dRead more ▾
OSBC

StockStory picks Old Second Bancorp as momentum buy, flags Ziff Davis and MetLife as sells

StockStory highlights Old Second Bancorp as a momentum stock worth buying while recommending investors avoid Ziff Davis and MetLife. Old Second Bancorp posted annual revenue growth of 21.5% over the past five years and a best-in-class net interest margin of 4.9%, supported by 27.4% annual net interest income growth. Ziff Davis saw flat sales over five years, a 9.2 percentage point drop in adjusted operating margin, and a 7% annual decline in earnings per share. MetLife's net premiums earned grew only 2.7% annually over five years, earnings per share rose 10.8% annually over two years but lagged peers, and book value per share fell 10.8% annually over five years.
StockStory·68dRead more ▾
OSBC

Old Second Bancorp's Net Interest Income Surges but EPS Growth Lags

Old Second Bancorp has recorded a modest 3.9% return over the past six months, underperforming the S&P 500's 10.9% gain. The bank's net interest income has grown at a 27.4% annualized rate over the last five years, driven by increases in outstanding loans and an elite net interest margin averaging 4.9% over the past two years. However, earnings per share grew at just 9.4% annually over the same period, indicating declining per-share profitability despite strong revenue expansion. The stock currently trades at 1.2 times forward price-to-book, or $21.66 per share.
Yahoo Finance·69dRead more ▾